New Member
Globally Insurance website owners mint money as CPC revenues are high for affiliates and Google's TOP 20 Adwords ranks INSURANCE at NO:1.

With the latest IRDA Rules (Insurance Regulatory and Development Authority) - the utmost body for regulating Indian Insurance space, the players in this space are running for help and there is no Risk Insurance for players in this space.

Some rules by IRDA:

1) Web aggregators will have to apply to receive an approval from the IRDA, in order to be allowed to offer web aggregation of insurance. There’s an application fee of Rs 10,000, and a web aggregator needs to have a net worth of Rs 10 lakhs.

2) A flat fee not exceeding rupees one lakh per year towards each product displayed by the web aggregator in the comparison charts of its web site.
- Maximum rupees 10 per lead transmitted by the web aggregator.

3) Disallows comparison of insurance products

Web aggregators shall not display ratings, rankings, endorsements or bestsellers of insurance products on their website. The content of the websites of the web aggregators shall be unbiased and factual in nature; they shall desist from commenting on insurers or their products in their editorials or at any other location in their websites.”

4) In addition, “Web aggregators shall not carry any advertisements or sponsored content on their websites.

5) Defines Lead Generation Time Limit, Sharing Terms: ”Web aggregator shall not transmit the data of a client to Insurer(s) other than the one(s) preferred by the client”, and shall at maximum, share a lead with three insurers, or one insurance broker, in case the client doesn’t specify a particular insurance agent. There is another clause that suggests that a lead can only be shared no more than 5 days of “the visit to the web site”.

6) Defines Comparison Terms: ”The default/home page of the websites of the web aggregators shall clearly and prominently provide links to the product comparison charts and tables for each category of products covered by them. The visitor to the website should be given clear product options to choose from and once a particular option is chosen, a product comparison chart relevant to his choice shall be displayed. The product comparison chart shall have, interalia, columns to display a) the premium quoted by each insurer relevant to the age, health and other personal details of the client for the product category, policy/premium term, quantum of cover etc chosen b) the default underwriting requirements such as medical examination, diagnostics or other documents c) exclusions, limits or other conditions, if any c) key features of the product chosen.”

Further Reading:

1) IRDA Dons Dictator’s Hat–Regulates Online Insurance Aggregators

2) IRDA's guidelines on web aggregators - The Economic Times
Last edited by a moderator:
Similar threads
Thread starter Title Forum Replies Date
G Get authentic Indian recipes by joining the community of food lovers and chefs on New GTLDs 0
Digital Pandit Indian pharmaceuticals company drops its dot-brand gTLD New GTLDs 0
secura Desi-Domain for Indian Community New GTLDs 1
R - Premium Indian Brand Domain For Sale 0
Digital Pandit Cred, an Indian half unicorn, uses .club domain New GTLDs 0
secura "Indian" as Domain Name General Indian Domain Name Discussion 0
Aubits Indian Brands using Generic Phrases/Keywords - .IN and .CO.IN General Indian Domain Name Discussion 4
C 10 Indian Cities .xyz including For Sale 4
Jeff Reverse Domain Name Hijacking for Indian Hotels Legal Issues and Dispute 1
C Top Indian City names .xyz For Sale 5
Digital Pandit What are the other domain extensions except .in to bet on in the Indian Market General Indian Domain Name Discussion 0
Jeff Indian Domain Report General Indian Domain Name Discussion 0
CyberKing IndiaCode - One website for all Indian Acts and Laws Indian Websites and Start-ups 0
S Indian Travel Websites, Old Domains with Little Adsense Income Websites 2
Jeff Indian Rupee Hits Record Low Against Dollar Business and Economy 1
D Why does Indian government not treat the canadian prime minister well? The Lounge 1
D Indian government,R&AW, CBI, NTRO, google, tata involved in greatest Iwriter fraud in the world Legal Issues and Dispute 0
D Paypal holding payment for domain sales to Indian citizens General Indian Domain Name Discussion 2
D Best home security system for indian domain investors Legal Issues and Dispute 0
E .io domain names are high in demand stands for "indian ocean" General Indian Domain Name Discussion 1
D Free book reviews for indian authors For Sale / Advertising 3
A Is the Indian Domain business about to explode? General Indian Domain Name Discussion 5
A Do you think the large amount of languages hurt the Indian domain business? General Indian Domain Name Discussion 2
Jeff More Indian IDNs coming Indian IDNs 2
Dhaval Raja Premium Indian Ecommerce Domains For Sale 0
Jas Indian domain growth reaches 12% in last 3 years Indian Websites and Start-ups 5
Irfan Shafi Need a Broker to sell my Indian news website General Indian Domain Name Discussion 2
R hyphen(s) or no hyphen(s) in indian domains General Indian Domain Name Discussion 3
M a package of 13 Indian domain names for sale for $ 300 For Sale 0
indy NamesCon 2017 Indian Domain Masterclass General Indian Domain Name Discussion 2
anquest Bangalore TOPS Jones Lang LaSalle's 'City Momentum Index' / 6 Indian Cities in the GLOBAL TOP 30 Business and Economy 0
Jeff Indian Domainer Pankaj Vijayvargiya Profiled General Indian Domain Name Discussion 3
Prashant Battul 240 Startups on Indian ccTLD fundraised in 2016 Indian Websites and Start-ups 1
Deepesh K Patel Names for an Indian Website General Indian Domain Name Discussion 2
Tiger Indian National Treasure, fixed price For Sale 1
Jeff List of Indian Domain Brokers General Indian Domain Name Discussion 2
tdb555 Paytm & Alibaba to help Indian sellers get access to over 5 million Chinese products Business and Economy 0
C | Premium .com Domain For Indian Real Estate Guys For Sale 0
Ace NamesCon 2017 to Have a Panel About Indian Market General Indian Domain Name Discussion 2
Abdul Top Premium Indian Domains for Sale. For Sale 0
domainking131 Indian government to give boost to .IN domain names General Indian Domain Name Discussion 1
anquest The 'APPFEST' | JN TATA Auditorium / The 'Indian Institute of Science' / Bangalore / JUL 15 - JUL 16 Indian Websites and Start-ups 0
domainking131 Y Combinator picks 3 Indian startups for summer 2016 batch Indian Websites and Start-ups 0
domainking131 Indian Internet Startups Face Money Crunch Business and Economy 0
Jas Free domains for Indian business Business and Economy 4
E '' premium Indian domainname for sale For Sale 0
Aces English in Indian domain name? Marketing Your Website 24
wot India in an Indian extension! For Sale 2
Ram Babu Indian based premium generic domains for sale For Sale 0
Jeff Indian Companies Making Good Use Of Domains General Indian Domain Name Discussion 3

Similar threads


Forums dedicated to Indian domain names, including buying, selling, appraising, developing, and monetizing.

About Us

Latest member
Top Bottom